Many leading Indian banks have recently updated their Marginal Cost of Funds-Based Lending Rate (MCLR), which directly impacts customers’ loan costs. These changes affect loans like home…

In India, retirement is often seen as a milestone achieved in the 60s. However, the Financial Independence, Retire Early (FIRE) movement is gaining traction, enabling individuals to…

For young professionals starting their first job, managing finances can be tricky, especially if there’s an education loan involved. The common question is: Should you focus on…

With inflation rising in India, a new debate has emerged on whether the Reserve Bank of India (RBI) should still focus on controlling inflation by keeping interest…

In India’s banking landscape, not all banks operate under the same reserve requirements. The Reserve Bank of India (RBI) has a specific rule that mandates certain banks…

As we celebrate Children’s Day on November 14, marking the birth anniversary of India’s first Prime Minister, Pandit Jawahar Lal Nehru, it’s a great opportunity for parents…

Unified Payments Interface (UPI) has transformed the way people in India make payments, bringing cashless convenience to millions. Typically, UPI requires a linked bank account, but what…

Personal loans have become an essential financial tool, offering quick and convenient access to funds without needing to pledge any assets. Whether it’s for a wedding, medical…