Investing in equity mutual funds can offer substantial returns, especially if you stay committed for the long term. Over the last five years, some mutual fund schemes have given exceptional returns, with annualized rates between 40-50% when investing through Systematic Investment Plans (SIPs). Even lump sum investments have yielded returns of up to 7 times the initial investment.
Here’s a look at the top 10 equity mutual funds that have been the best performers over the last five years.
1. CPSE ETF
- Annualized Return (SIP): 50.91%
- Absolute Return (SIP): 237.96%
- Monthly SIP Value (Rs. 10,000 in 5 years): Rs. 20,27,778
- Annualized Return (Lump Sum): 33.54%
- Absolute Return (Lump Sum): 325.35%
- Lump Sum Value (Rs. 1,00,000 in 5 years): Rs. 4,25,352
- Launch Date: March 28, 2014
- Total Assets: Rs. 46,099 crore
- Expense Ratio: 0.07%
CPSE ETF has delivered an exceptional 50.91% annualized return via SIPs in 5 years, making it a star performer among equity mutual funds. For lump sum investors, the returns stand at 33.54%, multiplying investments more than four times.
2. Quant Small Cap Fund
- Annualized Return (SIP): 50%
- Absolute Return (SIP): 231.15%
- Monthly SIP Value (Rs. 10,000 in 5 years): Rs. 19,86,894
- Annualized Return (Lump Sum): 50.13%
- Absolute Return (Lump Sum): 664.36%
- Lump Sum Value (Rs. 1,00,000 in 5 years): Rs. 7,64,360
- Launch Date: January 1, 2013
- Total Assets: Rs. 25,535 crore
- Expense Ratio: 0.64%
Quant Small Cap Fund offers significant returns on both SIP and lump sum investments. The fund has made impressive gains with its focused investment in small-cap stocks, ensuring strong returns over time.
3. Bandhan Infrastructure Fund
- Annualized Return (SIP): 43.77%
- Absolute Return (SIP): 187.95%
- Monthly SIP Value (Rs. 10,000 in 5 years): Rs. 17,27,680
- Annualized Return (Lump Sum): 33.15%
- Absolute Return (Lump Sum): 319.09%
- Lump Sum Value (Rs. 1,00,000 in 5 years): Rs. 4,19,091
- Launch Date: January 1, 2013
- Total Assets: Rs. 1,965 crore
- Expense Ratio: 0.82%
Bandhan Infrastructure Fund has performed exceptionally well, providing investors with nearly 44% annualized returns via SIP and a substantial 33% return for lump sum investors.
4. ICICI Prudential Infrastructure Fund
- Annualized Return (SIP): 43.51%
- Absolute Return (SIP): 186.27%
- Monthly SIP Value (Rs. 10,000 in 5 years): Rs. 17,17,618
- Annualized Return (Lump Sum): 33.45%
- Absolute Return (Lump Sum): 323.89%
- Lump Sum Value (Rs. 1,00,000 in 5 years): Rs. 4,23,889
- Launch Date: January 1, 2013
- Total Assets: Rs. 6,143 crore
- Expense Ratio: 1.18%
ICICI Prudential Infrastructure Fund has remained a solid performer for those investing in the infrastructure sector. Both SIP and lump sum investors have enjoyed significant returns over the past five years.
5. Motilal Oswal Midcap Fund
- Annualized Return (SIP): 43.47%
- Absolute Return (SIP): 185.97%
- Monthly SIP Value (Rs. 10,000 in 5 years): Rs. 17,15,809
- Annualized Return (Lump Sum): 34.60%
- Absolute Return (Lump Sum): 342.44%
- Lump Sum Value (Rs. 1,00,000 in 5 years): Rs. 4,42,440
- Launch Date: February 24, 2014
- Total Assets: Rs. 15,940 crore
- Expense Ratio: 0.60%
Motilal Oswal Midcap has delivered impressive returns by investing in mid-sized companies. Its annualized returns for SIP investments are close to 43.5%, making it an attractive option for long-term investors.
6. Nippon India Small Cap Fund
- Annualized Return (SIP): 42.72%
- Absolute Return (SIP): 181.16%
- Monthly SIP Value (Rs. 10,000 in 5 years): Rs. 16,86,947
- Annualized Return (Lump Sum): 38.28%
- Absolute Return (Lump Sum): 406.53%
- Lump Sum Value (Rs. 1,00,000 in 5 years): Rs. 5,06,528
- Launch Date: January 1, 2013
- Total Assets: Rs. 61,000 crore
- Expense Ratio: 0.65%
Nippon India Small Cap Fund has consistently outperformed the market, delivering over 42% annualized returns for SIP investors and multiplying lump sum investments by five times.
7. HDFC Infrastructure Fund
- Annualized Return (SIP): 41%
- Absolute Return (SIP): 170.35%
- Monthly SIP Value (Rs. 10,000 in 5 years): Rs. 16,22,181
- Annualized Return (Lump Sum): 28.25%
- Absolute Return (Lump Sum): 247.41%
- Lump Sum Value (Rs. 1,00,000 in 5 years): Rs. 3,47,407
- Launch Date: January 1, 2013
- Total Assets: Rs. 2,568 crore
- Expense Ratio: 1.11%
HDFC Infrastructure Fund offers robust returns for those focusing on the infrastructure sector, making it a solid choice for SIP investors.
8. SBI PSU Fund
- Annualized Return (SIP): 41%
- Absolute Return (SIP): 170.87%
- Monthly SIP Value (Rs. 10,000 in 5 years): Rs. 16,25,240
- Annualized Return (Lump Sum): 29.16%
- Absolute Return (Lump Sum): 260%
- Lump Sum Value (Rs. 1,00,000 in 5 years): Rs. 3,60,008
- Launch Date: January 1, 2013
- Total Assets: Rs. 4,851 crore
- Expense Ratio: 0.72%
SBI PSU Fund has demonstrated consistent returns, especially for those with a long-term SIP approach.
9. Invesco India PSU Equity Fund
- Annualized Return (SIP): 40.76%
- Absolute Return (SIP): 168.84%
- Monthly SIP Value (Rs. 10,000 in 5 years): Rs. 16,13,056
- Annualized Return (Lump Sum): 32.27%
- Absolute Return (Lump Sum): 305.46%
- Lump Sum Value (Rs. 1,00,000 in 5 years): Rs. 4,05,455
- Launch Date: January 1, 2013
- Total Assets: Rs. 1,593 crore
- Expense Ratio: 0.76%
Invesco India PSU Equity Fund stands out as a top performer for both SIP and lump sum investors with significant returns in the PSU equity space.
10. Quant Mid Cap Fund
- Annualized Return (SIP): 40.40%
- Absolute Return (SIP): 160%
- Monthly SIP Value (Rs. 10,000 in 5 years): Rs. 15,97,362
- Annualized Return (Lump Sum): 38.53%
- Absolute Return (Lump Sum): 411.14%
- Lump Sum Value (Rs. 1,00,000 in 5 years): Rs. 5,11,142
- Launch Date: January 1, 2013
- Total Assets: Rs. 61,000 crore
- Expense Ratio: 0.65%
Quant Mid Cap Fund has consistently delivered high returns, making it a reliable choice for investors looking at mid-cap opportunities.
Summary Table: Top 10 Equity Mutual Funds (5-Year Performance)
| Fund Name | Annualized Return (SIP) | Absolute Return (SIP) | SIP Value (Rs. 10K/5 yrs) | Annualized Return (Lump Sum) | Lump Sum Value (Rs. 1L/5 yrs) | |
| CPSE ETF | 50.91% | 237.96% | Rs. 20,27,778 | 33.54% | Rs. 4,25,352 | |
| Quant Small Cap Fund | 50% | 231.15% | Rs. 19,86,894 | 50.13% | Rs. 7,64,360 | |
| Bandhan Infrastructure Fund | 43.77% | 187.95% | Rs. 17,27,680 | 33.15% | Rs. 4,19,091 | |
| ICICI Prudential Infrastructure Fund | 43.51% | 186.27% | Rs. 17,17,618 | 33.45% | Rs. 4,23,889 | |
| Motilal Oswal Midcap | 43.47% | 185.97% | Rs. 17,15,809 | 34.60% | Rs. 4,42,440 | |
| Nippon India Small Cap Fund | 42.72% | 181.16% | Rs. 16,86,947 | 38.28% | Rs. 5,06,528 | |
| HDFC Infrastructure Fund | 41% | 170.35% | Rs. 16,22,181 | 28.25% | Rs. 3,47,407 | |
| SBI PSU Fund | 41% | 170.87% | Rs. 16,25,240 | 29.16% | Rs. 3,60,008 | |
| Invesco India PSU Equity Fund | 40.76% | 168.84% | Rs. 16,13,056 | 32.27% | Rs. 4,05,455 | |
| Quant Mid Cap Fund | 40.40% | 160% | Rs. 15,97,362 | 38.53% | Rs. 5,11,142 |
