ICICI Bank, in collaboration with MakeMyTrip (MMT), has introduced a co-branded credit card targeting frequent travelers. As we approach the festive season with Dussehra, Diwali, and Christmas just around the corner, this card could be appealing to those planning family trips or vacations. The card is designed to offer benefits on travel bookings, hotel stays, and even movie tickets.
What Makes This Credit Card Special?
The ICICI Bank-MakeMyTrip credit card offers two variants—one on the MasterCard network and another on the RuPay network. What makes it unique is that both cards are issued together. The RuPay card can also be linked to UPI for online transactions, expanding its utility beyond just travel-related purchases.
As a welcome gift, cardholders receive a MakeMyTrip voucher worth Rs 1,000. Additionally, users are enrolled in the MMTBLACK loyalty program, giving them access to exclusive travel perks and discounts for 12 months.
How Do the Reward Points Work?
The cardholders can accumulate reward points known as “myCash.” These points are particularly useful for those booking flights, hotels, and trains via MakeMyTrip. For instance, cardholders earn 12 reward points for every Rs 200 spent on train and hotel bookings.
Another advantage is that these reward points never expire, offering flexibility to use them whenever needed. However, points will not be earned on fuel, rent payments, ATM withdrawals, or other non-travel-related transactions.
Access to Airport Lounges and Other Perks
One of the standout features of this credit card is the access it offers to airport lounges. Cardholders can enjoy 8 complimentary visits to domestic lounges per year, with a limit of 2 visits per quarter. Additionally, there’s one complimentary international lounge visit annually, making this card perfect for those who frequently fly.
Special Benefits for Movie Lovers
The card also comes with attractive benefits for cinema enthusiasts. When purchasing movie tickets through BookMyShow or INOX, cardholders get a free second ticket twice a month, with a maximum discount of Rs 150 on the complimentary ticket.
What About Fees and Charges?
The joining fee for this card is Rs 999. However, the annual fee can be waived if the cardholder reaches a specified spending limit within the first year. If not, the annual fee will apply, though users will still receive a MakeMyTrip voucher worth Rs 1,000, making it a win-win situation for most users.
Should You Consider This Card?
This credit card seems ideal for frequent travelers, especially those who regularly use MakeMyTrip for booking flights, hotels, or other travel services. The rewards system, lounge access, and additional perks like movie ticket offers make it an appealing choice for people planning weekend getaways or holidays. If you often travel or book trips for family, this card can offer significant savings and benefits.
