Credit cards have become essential in today’s lifestyle, making it easier to shop, book tickets, and make hotel reservations. However, one major downside is the annual fee charged by banks. But what if you could enjoy the benefits of a credit card without paying those yearly charges? Here are five lifetime-free credit cards that offer fantastic savings on everything from shopping to bookings. Let’s take a look at these cards and their special features.
1. RBL Bank BankBazaar SaveMax Credit Card
The RBL Bank BankBazaar SaveMax card offers several great features, making it a top pick for budget-conscious users:
- Instant Cash Access: Get funds directly in your account instantly through Express Cash.
- Cashback Offers: Enjoy 10% cashback on BookMyShow and Zomato (up to Rs. 100 per month at each).
- EMI Discounts: Get up to a 100% discount on Split n Pay charges with the EMI Infinity Pass.
- App Convenience: Manage your card easily through the RBL MyCard app, including paying utility bills and accessing merchant offers.
2. Amazon Pay ICICI Credit Card
This card is perfect for Amazon shoppers, offering impressive rewards and savings:
- Unlimited Reward Points: Earn rewards that never expire, which you can use for Amazon shopping.
- No-Cost EMI: Get no-cost EMI for 3 or 6 months when you shop on Amazon.
- Exclusive Rewards for Prime Members: Amazon Prime users get 5% rewards on Amazon India purchases.
- Zero Fees: There’s no annual fee, and you can enjoy the card for a lifetime.
3. ICICI Bank Platinum Chip Credit Card
The ICICI Bank Platinum Chip credit card is ideal for everyday purchases and comes with exclusive offers:
- Reward Points: Earn two reward points on every Rs. 100 spent at retail stores (except petrol).
- Insurance & Utility Rewards: Get one reward point for every Rs. 100 spent on insurance and utility payments.
- Fuel Surcharge Waiver: Avail of a 1% fuel surcharge waiver (up to Rs. 4,000) at HPCL pumps across India.
- Exclusive Offers: Get amazing deals at luxury hotels, restaurants, spas, and lifestyle retailers.
4. IDFC First Millennium Credit Card
This card offers attractive reward points and perks that enhance the user experience:
- Birthday Bonus: Get 10x reward points on spends over Rs. 20,000 on your birthday.
- Additional Reward Points: Enjoy 3x reward points on purchases up to Rs. 20,000, both online and offline.
- Insurance & Utility Benefits: Earn 1x reward points when paying for insurance premiums and utility bills.
5. IndusInd Platinum Credit Card
This credit card stands out with premium benefits, making it a great option for frequent travelers:
- Luxurious Welcome Gifts: Receive gift cards and vouchers from leading brands after paying the registration charge.
- Fuel Rebate: Get a 1% fuel surcharge waiver between Rs. 400 to Rs. 4,000 at gas stations across India.
- Travel Insurance: Free flight accident coverage of up to Rs. 25 lakh and lost baggage insurance of up to Rs. 1 lakh.
- Reward Points: Earn 1.5 reward points for every Rs. 150 spent, and 2 points for every Rs. 100 spent on UPI transactions.
These lifetime-free credit cards offer a variety of benefits, from cashback on bookings to rewards on everyday expenses. Choose the one that fits your lifestyle and enjoy the perks without worrying about annual fees.
