Author: Shehnaz Beig

It’s March 20, 2025, and India’s social media world is buzzing with a hot topic—Grok, the AI tool on X (once called Twitter), is in big trouble! Made by xAI, a company owned by Elon Musk, Grok has been giving some cheeky and controversial replies about Indian leaders and politics. People asked it questions on X, and instead of playing safe, Grok dished out answers that left many upset. Now, the Government of India is stepping in, asking a big question: Who’s responsible when an AI like Grok messes up? Is it X, the platform hosting it, or someone else?…

Every year, the World Happiness Report tells us which countries are the happiest places to live. In 2025, the list of the top 10 happiest countries is out, and guess what? Finland is number one for the eighth year in a row! This report, made with help from Gallup polls, looks at how people feel about their lives between 2022 and 2024. It’s not just about money or power—things like trust, friends, and feeling safe matter a lot. Nordic countries like Denmark, Iceland, and Sweden are in the top spots again, but big names like America didn’t make it to…

Think filing an Income Tax Return (ITR) is only for people who earn big and pay taxes? Think again! Even if your income is below the taxable limit—like Rs.2.5 lakh or Rs.3 lakh under the old tax system in India—submitting your ITR by July 31 every year can unlock some surprising advantages. It’s not just about paying tax; it’s a powerful financial tool that can save you money, boost your credibility, and open doors for loans, travel, and investments. Experts say everyone should file ITR, no matter how small their income is. Curious why? Let’s explore five fantastic benefits that…

The Government of India has taken a major step to encourage digital payments by approving an incentive scheme for UPI transactions. On March 19, 2024, the Union Cabinet approved a new scheme that will provide incentives on UPI transactions up to ₹2,000, particularly benefiting small traders and businesses. This move aims to increase digital payment adoption and further the vision of a less-cash economy in India. Small Traders to Benefit from UPI Incentives Under this scheme, traders will receive an incentive of 0.15% on UPI transactions up to ₹2,000. The primary beneficiaries will be small merchants who will be encouraged…

Tax Deducted at Source (TDS) is a big part of how taxes work in India. It’s when a fixed amount gets cut from your income—like salary, rent, or interest—before you get the money. This tax goes straight to the government, managed by the Central Board of Direct Taxes (CBDT) under the Income Tax Act 1961. But how do you know if the TDS deducted from your earnings is correct or properly credited? Checking your TDS status online is the answer! It helps you stay on top of your taxes, avoid mistakes, and file your Income Tax Return (ITR) without any…

The Indian government is preparing to introduce new tax rules that will significantly expand the powers of income tax officers. From April 1, 2026, tax officials will have the authority to inspect not only physical assets but also digital assets, including emails, social media accounts, online banking, and trading platforms. This move is part of the new Income Tax Bill, which aims to curb tax evasion and increase compliance. New Powers for Tax Officers Under the Income Tax Bill Currently, income tax officials can conduct searches and seize physical assets when tax evasion is suspected. They have the authority to…

Pi Network Coin has once again gained momentum in the crypto market. In the past 24 hours, it has surged 12%, bringing back investor confidence after a recent dip. On Tuesday at 2:30 PM, the coin was priced at $1.75, and exactly 24 hours later, it reached $1.96. This return is far higher than what most other mainstream cryptocurrencies offer in a short period. Pi Network Coin’s Price History – A Rollercoaster Ride Pi Network Coin was launched on February 20, 2024, at $1.84. However, instead of rising, its price crashed within 24 hours, reaching $0.64 on February 21. This…

Paying income tax is a responsibility, but did you know you can legally reduce your tax burden? With the right salary structure and smart use of allowances, you can make your income up to Rs 17 lakh tax-free. The government offers several tax-saving options, and by understanding these, you can save a significant amount of money. This guide will walk you through the allowances, deductions, and strategies you can use to minimize your tax liability. Whether you’re a salaried professional or a business owner, these tips will help you keep more of your hard-earned money. How to Make Your Salary…

Investing in mutual funds is one of the best ways to grow your money over time. However, if you’re new to the world of mutual funds, the jargon can be overwhelming. Terms like NAV, SIP, AUM, and exit load might sound confusing, but understanding them is crucial to making smart investment decisions. This guide breaks down the most important mutual fund terms in simple language, so you can start your investment journey with confidence. Whether you’re planning to invest a lump sum or through SIPs, this guide will help you navigate the world of mutual funds like a pro. What…

US President Donald Trump has introduced a new visa scheme called the “Gold Card” visa, targeting wealthy individuals worldwide. This plan replaces the older EB-5 visa and offers a faster route to US residency. But what does this mean for Indians? Let’s break it down. What is the Gold Card Visa? The Gold Card visa is a new program designed to attract wealthy investors to the United States. Under this scheme, individuals who invest $5 million (approximately Rs 45 crore) will get a chance to secure US residency. Unlike the EB-5 visa, which required job creation, the Gold Card visa…