Author: Shehnaz Beig

Foreign investors often make headlines for their influence on the Indian stock market. These entities, referred to as Foreign Portfolio Investors (FPIs) and Foreign Institutional Investors (FIIs), play a key role in shaping market trends. But who are they, and how do they differ? Let’s break it down in simple terms. FPIs and FIIs are investors or institutions outside India who invest in financial assets such as stocks, bonds, and mutual funds in the Indian market. While these terms are often used interchangeably, FII is an older term now merged under FPI as per SEBI’s 2014 regulations. The Connection Between…

The Indian stock market has recently experienced a significant fall, leaving many retail investors unsure about continuing their investments. With major indices like the Nifty and Sensex dropping more than 10% and 8,500 points, respectively, investors are worried about further losses. Amid this uncertainty, one question lingers: Should you stop your Systematic Investment Plan (SIP)? The Market Fall: A Worry for Retail Investors Retail investors have seen their wealth shrink as markets tumble, prompting many to question their investment strategies. While some feel it’s better to wait for the market to stabilize, this approach isn’t ideal for SIP investors. Market…

Conservative hybrid funds are becoming a popular choice for investors looking to earn better returns than fixed deposits (FDs) while keeping their risks under control. These funds combine debt and equity investments, providing a balanced option for those who want stability with moderate growth potential. What Are Conservative Hybrid Funds? Conservative hybrid funds are a type of mutual fund that allocates a significant portion (75%-90%) of its investments in debt instruments like government bonds, corporate bonds, and treasury bills. The remaining 10%-25% is invested in equities and equity derivatives, offering a balanced approach to capital growth and stability. Regulated by…

Anil Ambani’s financial troubles deepen as Canara Bank declares Reliance Communications (RCom) and its subsidiary, Reliance Telecom Limited (RTL), as fraud cases. The bank alleges misuse of loan funds and violations of the terms set during loan approval. Loan Details and Allegations Canara Bank had provided a Rs.1,050 crore loan to RCom in 2017, including term loans, guarantees, and letters of credit. However, RCom reportedly defaulted, and the loan was classified as a non-performing asset (NPA) in March 2017. The bank accuses RCom and RTL of fund mismanagement, including: Notice Issued On October 28, Canara Bank officially declared the accounts…

In a groundbreaking move, Bharat Sanchar Nigam Limited (BSNL) has introduced India’s first “Satellite-to-Device” service, enabling mobile connectivity in even the most remote parts of the country. The Department of Telecommunications (DoT) revealed this latest innovation on Wednesday, noting that BSNL’s partnership with the American company Viasat made this service possible. This service aims to connect those living in hard-to-reach places, bridging India’s digital divide. Connectivity Where Regular Networks Fail Currently, many areas in India, particularly mountainous or densely forested regions, lack coverage from major telecom providers such as Jio, Airtel, and Vodafone-Idea. This new satellite-based service will allow users…

Today, Birkenstock is one of the most sought-after footwear brands globally, with millions sporting its unique, comfort-first sandals. This German company, founded nearly 250 years ago, has grown from a small, family-run shoemaking business to a billion-dollar brand known for its orthopedic design and high-quality craftsmanship. Not only has Birkenstock become a favorite among everyday customers, but it has also won the hearts of celebrities worldwide, including Steve Jobs, Kendall Jenner, Anushka Sharma, and many more. The Humble Beginnings of Birkenstock Birkenstock’s journey began in 1774, when two brothers, Johann Adam and Johannes Birkenstock, set up their shoemaking business in…

This Children’s Day, November 14, 2024, presents a great opportunity for parents to invest in their child’s financial future. With mutual fund schemes crafted specifically for children’s education and future goals, parents can make strategic investments that grow over time. Several children’s mutual fund schemes have delivered strong returns this past year, making them ideal options for parents seeking reliable and profitable avenues for long-term growth. Below are the top-performing children’s funds based on annual returns, asset size, and risk ratings, along with a guide to help parents make informed decisions. Top-Performing Children’s Mutual Funds in 2024 These funds have…

Baroda BNP Paribas Mutual Fund has recently introduced the Lakshya SIP, a unique investment plan blending the benefits of both SIP (Systematic Investment Plan) and SWP (Systematic Withdrawal Plan). Designed for investors aiming to grow wealth and secure regular income, this scheme provides a structured approach to long-term investing and monthly income, making it an attractive option in India’s rapidly growing mutual fund market. How Lakshya SIP Works: Monthly Investments and Strategic Withdrawals Lakshya SIP allows investors to begin their journey with regular SIP contributions over flexible terms—spanning 8, 10, 12, or 15 years—using any of the Baroda BNP Paribas…

Elon Musk’s Starlink, a satellite internet service by SpaceX, aims to bring high-speed internet access to India, especially to remote regions where traditional internet is limited. With its global presence in over 36 countries, Starlink is set to transform connectivity in rural and underserved areas by leveraging a network of low-Earth orbit satellites. However, establishing Starlink in India is not straightforward. Here’s a look at the hurdles Starlink faces as it navigates regulatory processes and competition in the Indian market. What Exactly is Starlink? Starlink is a satellite-based internet service that uses a constellation of thousands of small satellites to…

The recent surge in retail inflation has left many households and policymakers concerned. October’s inflation data revealed a 14-month high, catching economists and the public off guard as the numbers exceeded the Reserve Bank of India’s (RBI) tolerance level of 6%. As costs for daily essentials and loan EMIs climb, the RBI’s path forward appears uncertain. The potential for interest rate cuts is limited, leaving borrowers wondering how long they may have to wait for relief on their monthly EMIs. A Steady Climb in Retail Inflation India’s retail inflation, which had been relatively stable at around 3.60% in July, began…