Author: Shehnaz Beig

Shehnaz Ali Siddiqui is a Corporate Communications Expert by profession and writer by Passion. She has experience of many years in the same. Her educational background in Mass communication has given her a broad base from which to approach many topics. She enjoys writing around Public relations, Corporate communications, travel, entrepreneurship, insurance, and finance among others.

The recent slump in the stock market has significantly impacted equity mutual funds, with several schemes reporting double-digit negative returns over the past one and three months. Many funds underperformed their benchmarks, leaving investors concerned. Despite the short-term dip, experts continue to recommend sticking to Systematic Investment Plans (SIPs) to capitalize on lower prices for future gains. Here’s a look at the worst-performing mutual funds across categories in the last three months. Largecap Funds Face the Heat Largecap funds, typically considered a safer choice, weren’t spared from the market’s downturn. Some of the worst performers include: Large & Midcap Funds…

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A US federal court in Brooklyn has issued arrest warrants for Gautam Adani, one of India’s wealthiest businessmen, and his nephew Sagar Adani. The move comes amidst allegations of large-scale bribery and fraud related to power purchase contracts in India. These warrants are part of an effort to seek accountability for alleged violations of both criminal and civil laws. The warrants, reportedly to be handed over to Indian law enforcement, come in conjunction with legal actions by the US Securities and Exchange Commission (SEC). The SEC has filed civil charges against Adani, his nephew, and their associate, alleging violations of…

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Cryptocurrency and Bitcoin have once again grabbed public attention in India. Two major developments are driving the conversation: These events have reignited debates on the nature of cryptocurrency, the difference between Bitcoin and other digital currencies, and the ongoing regulatory uncertainty in India. Understanding Cryptocurrency and Bitcoin: What Sets Them Apart? Cryptocurrency:Cryptocurrency refers to a broad category of digital or virtual currencies secured using cryptographic technology. These currencies operate on decentralized networks powered by blockchain technology, making them nearly impossible to counterfeit or double-spend. Examples include Ethereum, Litecoin, Ripple, and Bitcoin. Bitcoin:Bitcoin is a specific type of cryptocurrency and the…

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In a major shift, students from Andhra Pradesh and Telangana are leading the way in obtaining US study visas. Data from the US Consulate in Hyderabad reveals that these two states contribute 56% of all Indian students heading to the United States for higher studies. Telangana tops the list with 34%, followed by Andhra Pradesh at 22%. 1.8 Lakh Students from Andhra and Telangana in the US The numbers underline the growing trend of students from South India pursuing education abroad. Of the 3.30 lakh Indian students studying in America in 2023, 1.80 lakh are from Andhra Pradesh and Telangana.…

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Recently, social media has been flooded with claims that the Central Government has decided to raise the retirement age of its employees from 60 to 62 years. The viral news also suggested that this change would be implemented from April 1, 2025, under a so-called “Retirement Age Increase Scheme.” However, the government has now clarified the matter and dismissed these claims as baseless. What the Viral Claims Suggested The viral posts stated that the retirement age of central government employees would be increased to improve workforce quality and accommodate rising life expectancy rates in India. The alleged scheme reportedly aimed…

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The Securities and Exchange Board of India (SEBI) is planning significant changes to the regulations governing SME IPOs (Small and Medium Enterprises Initial Public Offerings). The market regulator has proposed stricter rules in its consultation paper, which could impact small investors and reshape how SME IPOs function. Higher Application Size for Investors One key proposal is to increase the minimum application size for SME IPOs. Currently set at Rs 1 lakh, this may double to Rs 2 lakh or even Rs 4 lakh. This change could limit participation from small retail investors, making SME IPOs more accessible to wealthier or…

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Looking for a business idea that works in every season and offers consistent profits? A tomato sauce business could be your perfect pick. Tomatoes are a kitchen essential, found in everything from everyday meals to fast food. This widespread demand makes the tomato sauce industry a profitable venture for aspiring entrepreneurs. With a minimal investment and government loan support, you can easily establish your unit and start earning profits right away. Let’s dive into how you can get started, the costs involved, and the earning potential of this evergreen business. Why Start a Tomato Sauce Business? Tomato sauce and ketchup…

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Achieving success in the UPSC Civil Services Examination is a dream for many, but only a few can overcome challenges with unwavering dedication. IAS Ambika Raina’s journey is a perfect example of hard work, persistence, and making bold decisions. Her story is truly inspiring, from leaving a promising job in Switzerland to cracking UPSC on her third attempt. Early Life and Education: A Strong Foundation Ambika Raina hails from Srinagar, Jammu and Kashmir. Being the daughter of an Army officer, her upbringing took her across various states in India. This diverse exposure shaped her personality and broadened her perspective, which…

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In today’s fast-paced digital world, online trading has become a primary investment tool for many. With the growing use of online trading platforms, ensuring data security has become crucial. This is where Virtual Private Networks (VPNs) come into play. A VPN not only protects your online activities but also helps secure sensitive business data. Here’s everything traders need to know about the role and importance of VPNs. What Is a VPN? A Virtual Private Network (VPN) is a technology that creates a secure, encrypted connection between your device and the internet. Instead of using your Internet Service Provider’s (ISP) server,…

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HDFC Mutual Fund has announced its latest New Fund Offer (NFO), the HDFC Nifty India Digital Index Fund, designed to capitalize on India’s booming digital sector. This open-ended equity index fund aims to offer investors an easy and affordable way to invest in the digital industry’s growth, tracking the Nifty India Digital Total Return Index (TRI). Here’s all the essential information you need to make an informed decision. NFO Subscription Dates and Investment Details Investors can choose between a lump sum or Systematic Investment Plan (SIP) approach, making it accessible for those starting small or aiming for long-term wealth creation.…

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