Author: Neeraj Bhaker

If you are looking to buy a flat in Delhi at a discounted price, the Delhi Development Authority (DDA) is offering a golden chance through its new housing scheme – DDA Apna Ghar Awas Yojana. But there’s a twist. Once you pick a flat online, you get only 15 minutes to pay and confirm your booking. Miss that window, and someone else might grab your dream home. Under this scheme, DDA is offering over 6,500 flats at discounted rates—up to 25% lower—in various categories like EWS, LIG, MIG and HIG. These flats are located in Narela, Siraspur, and Loknayakpuram. Online…

In India, whenever people think of long-term savings or building wealth, two things come to mind — gold and real estate. These are not just financial assets but also carry substantial cultural and emotional value. Indian families buy gold at festivals and weddings, and many see owning a home as a symbol of success and security. However, as times change, the way people invest their money also changes. With newer investment options like mutual funds, digital gold, REITs, and even crypto gaining interest among young Indians, a big question arises: Should you invest in gold or real estate in 2025…

After the Hindu Succession (Amendment) Act of 2005, daughters got equal rights in their father’s ancestral property, just like sons. This law applies to Hindus, Buddhists, Jains, and Sikhs. But even with this law in place, there are many conditions where daughters may not be able to claim their rightful share. These legal exceptions confuse many families and often lead to disputes. Let’s understand clearly when daughters may not get a share of the property and what legal rights they have. Daughters Have Equal Rights in Ancestral Property — But with Conditions According to the Hindu Succession Act, a daughter…

Building wealth is a big challenge for many middle-class families in India. Rising prices, home loans, school fees, and emergencies often waste savings. But despite these hurdles, creating long-term financial security is possible. You need to follow the proper habits and stay consistent. Let’s explore 7 simple and practical steps to help the Indian middle class grow wealth over time without taking high risks or needing huge salaries. 1. Start Investing Early and Let Time Do the Work The earlier you start investing, the better your returns will be over time. This is because of the power of compounding, which…

Today, buying property in cities like Mumbai, Delhi, or Bengaluru is not easy for middle-class people. The prices are too high, and the rental income does not match the investment. But what if you could earn regular rental income without buying a flat or office? That’s where REITs (Real Estate Investment Trusts) come into play. They let you invest in significant commercial properties like offices, shopping malls, and hotels with small amounts of money. And the best part? You don’t need to handle tenants, maintenance, or paperwork. Let’s understand in simple language what REITs are, how they give you income,…

Buying a piece of land is a dream for many Indians. Whether it’s for building a home, starting a business, or investing, land is considered a valuable asset. But this dream can turn into a lifelong nightmare if you fall into the trap of land fraud. Land scams are growing fast across India, especially in Tier-2 and Tier-3 cities where legal awareness is low. Many thugs, land mafias, and even fake agents cheat innocent people by showing fake documents or selling disputed land. Once you pay the money and sign a deal, it becomes very hard to recover your investment…

In India, disputes over ancestral and self-acquired property have long been common in families. A significant reason is confusion over what property children, especially sons, have a legal right to claim from their fathers. The Supreme Court of India has repeatedly clarified the difference between ancestral and self-acquired property. Most recently, the Court has reiterated an important principle: a son does not have an automatic legal right over all types of property the father owns. In a landmark ruling, the Court explained that if a father’s property is self-acquired, no son can demand a share in it as a matter…

In India, family property disputes have become more common, especially with the rise of nuclear families. Earlier, big joint families lived together and managed family wealth as one. But now, with families becoming smaller and more scattered, many people are facing problems over ancestral property—especially when close relatives like grandfather, father, or brother refuse to give them their rightful share. This article will help you understand what the law says in such cases and how you can get your share if you are being left out. What Exactly is Ancestral Property in India? To understand your rights, first you need…

Owning a house is a dream for almost every Indian family. But for many, especially those in low- and middle-income groups, it can seem out of reach due to rising property costs. To bridge this gap and make housing accessible to all, the Government of India launched the Pradhan Mantri Awas Yojana (PMAY), popularly known as the PM Housing Scheme. It is one of the largest and most impactful welfare schemes in Indian history, aiming to provide Housing for All by making homes affordable and accessible for the economically weaker sections of society. In this detailed article, we’ll walk you…

Buying a flat is a significant investment, and it’s crucial to gather all necessary information before making a decision. Here are essential questions to ask your property broker to ensure a smooth and informed purchase: ​ 1. What is the Total Cost of the Property, Including All Charges? Often, brokers mention only the base price of the flat, excluding additional charges. Ensure you get a detailed breakdown of all costs, including: Understanding the full financial commitment helps in better budgeting and avoids unexpected expenses later. ​ 2. Is the Broker RERA-Registered? The Real Estate (Regulation and Development) Act, 2016 mandates…