Author: Invest Policy

भारतीय जीवन बीमा निगम (एलआईसी) द्वारा दी जाने वाली जीवन बीमा पॉलिसियां देशभर में लोकप्रिय हैं। ये पॉलिसियां न केवल बीमा कवरेज प्रदान करती हैं बल्कि निवेश के रूप में भी काम करती हैं। हालांकि, कई बार ऐसी स्थिति आ जाती है जब पॉलिसीधारक अपनी पॉलिसी को बंद करना चाहते हैं। इसे एलआईसी पॉलिसी सरेंडर (Surrender) कहा जाता है। इस लेख में, हम एलआईसी पॉलिसी सरेंडर से संबंधित सभी महत्वपूर्ण जानकारी प्रदान करेंगे। एलआईसी पॉलिसी सरेंडर क्या है? एलआईसी पॉलिसी सरेंडर का मतलब है कि पॉलिसीधारक अपनी पॉलिसी को मिड-टर्म में समाप्त करना चाहता है। यह प्रक्रिया तब की जाती…

Goods and Services Tax (GST) has been one of the most significant tax reforms in India, aiming to simplify the indirect tax structure by replacing various taxes with a single tax. While GST impacts a wide range of sectors, its implications on mutual fund investments are particularly noteworthy for investors. This article explores in detail how GST affects mutual fund investments, breaking down complex concepts into simple terms. Introduction to GST Goods and Services Tax (GST) was introduced in India on July 1, 2017, to create a unified tax structure by consolidating multiple indirect taxes into a single system. GST…

Mutual funds are popular investment vehicles that pool money from multiple investors to purchase a diversified portfolio of stocks, bonds, or other securities. While mutual funds offer several benefits, understanding the various terms associated with them can be daunting for beginners. This article will provide a comprehensive guide to understanding mutual fund terms in simple language. Introduction to Mutual Funds Mutual funds are collective investment schemes that gather money from numerous investors to invest in a diversified portfolio of assets. These assets can include stocks, bonds, money market instruments, and other securities. Managed by professional fund managers, mutual funds provide…

Investing in mutual funds is a popular way to grow wealth over time, thanks to their diversified nature and professional management. However, to make informed investment decisions, it’s crucial to thoroughly review a mutual fund before investing. This comprehensive guide will walk you through the steps of evaluating a mutual fund, covering performance metrics, fees, fund management, and more. Understanding Mutual Funds A mutual fund is a financial vehicle that pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, money market instruments, and other securities. The fund is managed by professional portfolio managers who allocate…

Investing in mutual funds is a widely accepted strategy for building wealth over time. They offer diversification, professional management, and the potential for attractive returns. However, understanding when to sell a mutual fund is just as crucial as knowing when to buy. Selling a mutual fund at the right time can help you maximize gains, minimize losses, and align your portfolio with your financial goals. This article provides comprehensive insights into the indicators and strategic considerations for selling mutual funds. Understanding Mutual Funds and Their Dynamics Mutual funds pool money from multiple investors to invest in a diversified portfolio of…

Investing in mutual funds is a popular way to grow your wealth, thanks to their professional management, diversification, and potential for attractive returns. However, there may come a time when you need to withdraw your money from these investments. Whether you’re planning to use the funds for a specific purpose, adjusting your investment strategy, or simply need cash, knowing how to withdraw money from mutual funds is essential. This comprehensive guide will walk you through the process of redeeming mutual fund units, the different methods available, tax implications, and tips to ensure a smooth withdrawal. Understanding Mutual Fund Redemption Mutual…

Investing is a crucial aspect of personal finance, and understanding different investment options can help you make informed decisions. Two popular investment avenues, especially in India, are mutual funds and chit funds. While both can help in wealth creation, they are fundamentally different in structure, operation, and risk profile. This comprehensive guide will explore mutual funds and chit funds, highlighting their features, benefits, drawbacks, and key differences to help you decide which investment option suits your financial goals. What Are Mutual Funds? A mutual fund is a collective investment scheme that pools money from multiple investors to invest in a…