In today’s world, the PAN card has become a crucial document for both government and non-government purposes. Whether you’re opening a bank account, applying for a loan, or depositing a large sum of money, the PAN card plays an important role. But what happens if you lose your PAN card or it gets stolen? Don’t worry, you can quickly apply for a duplicate PAN card online without much hassle.
Let’s break down everything you need to know about how to get a duplicate PAN card, including the steps, fees, and the online process.
When Do You Need a PAN Card?
Before we jump into the process of applying for a duplicate PAN card, it’s important to understand why having one is essential. Here are some common instances where a PAN card is required:
- Checking CIBIL Score: To monitor your financial standing.
- Applying for a Loan: Be it a home, personal, or vehicle loan.
- Opening a Bank Account: It is mandatory for account verification.
- Large Bank Deposits: For deposits exceeding Rs 50,000, a PAN card is mandatory.
Now that we’ve covered why the PAN card is important, let’s dive into how you can get a duplicate PAN card if yours is lost or stolen.
Steps to Apply for a Duplicate PAN Card
The process of applying for a duplicate PAN card is simple and can be done entirely online. Here’s how:
Step 1: Visit the Official NSDL Website
- The first thing you need to do is go to the official NSDL website at onlineservices.nsdl.com.
- You’ll need to fill in your PAN card number, Aadhaar number (10 digits), and Date of Birth in the required fields.
Step 2: Accept Terms and Conditions
- After filling in the basic details, you will see a section for the GSTN number, which you can leave blank.
- Check the box for the Terms and Conditions (T & C).
- Complete the CAPTCHA code verification and click on Submit.
You will then see your PAN card information displayed on the screen.
Step 3: Enter Delivery Address and Complete Payment
- In this step, you need to fill in the address where you want the duplicate PAN card to be delivered.
- Verify your address by entering the OTP sent to your registered mobile number or email ID.
- Make an online payment of Rs 50 to complete the process. Payment can be done through debit/credit card, UPI, or net banking.
- After payment, click on Submit.
Step 4: Download the Acknowledgement Slip
- Once the process is complete, you will be redirected to a page where you can download the acknowledgement slip.
- Keep this slip for future reference, as it contains your application number, which you can use to track the status of your PAN card.
Things to Keep in Mind
- Fees: The fee for applying for a duplicate PAN card is Rs 50, and this can be paid online during the application process.
- Delivery: Once your application is processed, you will receive your duplicate PAN card within a few working days, delivered to the address you provided.
- Tracking: You can track your application status using the acknowledgement number on the NSDL website.
