Every year, pensioners in India are required to submit a Life Certificate to continue receiving their pension. This simple process is essential for proving that they are still alive. Without submitting this certificate, pension payments could be stopped. The government has simplified the process, making it easier for pensioners to submit their Life Certificates online, especially for senior citizens aged 80 and above, who have the option to submit their certificates from October 1.
For all other pensioners, the window to submit their Life Certificates opens from November 1.
What is Jeevan Pramaan?
Jeevan Pramaan, also known as the Digital Life Certificate (DLC), is a biometric-based system that helps pensioners submit their life certificates online using their Aadhaar number and biometric details. This digital platform eliminates the need for pensioners to physically visit pension disbursing authorities, such as banks or post offices.
Jeevan Pramaan is fully recognized under the IT Act, making it a secure and efficient method for pension verification.
Key Deadlines for Submitting Life Certificates
- Pensioners aged 80 years and above can submit their life certificates starting from October 1.
- The deadline for all other pensioners to submit their certificates is November 30.
- The life certificate submitted in 2024 will remain valid until November 30, 2025.
If the certificate is not submitted by the deadline, the pensioner will not receive their December pension or any future payments until the certificate is submitted.
Missed Deadline? Here’s What Happens
If a pensioner fails to submit their life certificate before November 30, the pension for December will be put on hold. However, once the life certificate is submitted, the pending pension payments will be released along with the next scheduled payment.
In cases where a certificate hasn’t been submitted for over three years, the process becomes more complicated, requiring approval from the CPAO (Central Pension Accounting Office) before pension payments can resume.
Submitting Life Certificate from Home: The Simple Online Process
Thanks to advancements in technology, pensioners can now submit their life certificates online from the comfort of their homes using face authentication technology. The entire process can be completed with an Android smartphone that has a 5MP front camera and a stable internet connection. Here’s a simple step-by-step guide:
Requirements:
- An Android smartphone with a 5MP front camera.
- Aadhaar number or VID registered with your pension disbursing institution (like your bank or post office).
- The AadhaarFaceRD app for background support and the Jeevan Pramaan Face App.
Step-by-Step Process:
- Install the Necessary Apps:
- Download and install both the AadhaarFaceRD app and the Jeevan Pramaan Face App from the Google Play Store. Note that after installation, the AadhaarFaceRD app icon won’t be visible, as it runs in the background.
- Open Jeevan Pramaan Face App:
- Open the Jeevan Pramaan Face App and start the process by registering as an operator. The operator can either be the pensioner or any other person submitting the life certificate on their behalf.
- Fill in Aadhaar Details:
- Provide the Aadhaar number of the pensioner during the registration process.
- Submit a Live Photo:
- The operator needs to take a live photo of themselves for verification. This step ensures that the person submitting the certificate is authentic.
- Enter Pensioner Information:
- Fill in the required details for the pensioner, including their Aadhaar number and any additional details asked by the app.
- Capture Pensioner’s Live Photo:
- Use the front camera of the smartphone to take a live photo of the pensioner.
- Submit the Life Certificate:
- Once all the information has been entered and verified, submit the form. An SMS with a download link for the life certificate will be sent to the pensioner’s registered mobile number and email.
By following these simple steps, pensioners can easily submit their life certificates online using face authentication technology.
Why Aadhaar is Essential for Jeevan Pramaan
To submit a Digital Life Certificate (DLC) through the Jeevan Pramaan platform, having a registered Aadhaar number is mandatory. This ensures the security and authenticity of the submitted certificate, reducing the chances of fraud and making it easier for pensioners to continue receiving their payments without interruptions.
Important Points to Remember
- Pensioners aged 80 years and above can submit their certificates starting from October 1.
- The deadline for submitting the Life Certificate for all other pensioners is November 30.
- Pensioners can now submit their life certificates online from home using face authentication technology, making the process hassle-free.
With the Digital Life Certificate system, pensioners no longer need to visit the bank or post office physically. This digital solution not only saves time but also ensures that pensioners can continue to receive their pensions without unnecessary delays.
